Call reports 2017
FIRST KEYSTONE COMMUNITY BANK — 2017
What FIRST KEYSTONE COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,000,992,000 | 1,004,034,000 | 983,692,000 | 988,692,000 |
| Total loans | 524,989,000 | 527,803,000 | 542,785,000 | 559,397,000 |
| Allowance for loan losses | 7,461,000 | 7,353,000 | 7,448,000 | 7,487,000 |
| Securities available for sale | 392,409,000 | 392,026,000 | 359,360,000 | 348,586,000 |
| Securities held to maturity | 3,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 740,903,000 | 699,701,000 | 768,507,000 | 787,535,000 |
| Interest-bearing deposits | 609,884,000 | 576,582,000 | 643,093,000 | 665,715,000 |
| Noninterest-bearing deposits | 131,019,000 | 123,119,000 | 125,414,000 | 121,820,000 |
| Equity capital | 102,630,000 | 105,246,000 | 105,724,000 | 106,647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 7,895,000 | 15,899,000 | 24,052,000 | 32,235,000 |
| Interest expense | 1,425,000 | 3,058,000 | 4,852,000 | 6,573,000 |
| Net interest income | 6,470,000 | 12,841,000 | 19,200,000 | 25,662,000 |
| Noninterest income | 1,222,000 | 2,533,000 | 3,863,000 | 5,227,000 |
| Noninterest expense | 5,220,000 | 10,835,000 | 16,522,000 | 21,412,000 |
| Provision for loan losses | 83,000 | 83,000 | 167,000 | 267,000 |
| Pretax income | 2,692,000 | 4,928,000 | 7,260,000 | 10,074,000 |
| Income tax | 394,000 | 698,000 | 972,000 | 1,565,000 |
| Net income | 2,298,000 | 4,230,000 | 6,288,000 | 8,509,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,585,000 | 84,990,000 | 85,523,000 | 85,963,000 |
| Total capital | 92,281,000 | 92,452,000 | 93,116,000 | 93,566,000 |
| Risk-weighted assets | 642,037,000 | 643,620,000 | 640,944,000 | 658,454,000 |