Call reports 2016
FIRST KEYSTONE COMMUNITY BANK — 2016
What FIRST KEYSTONE COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 977,990,000 | 980,378,000 | 965,154,000 | 982,948,000 |
| Total loans | 519,860,000 | 516,998,000 | 514,011,000 | 522,382,000 |
| Allowance for loan losses | 7,012,000 | 7,219,000 | 7,000,000 | 7,357,000 |
| Securities available for sale | 379,426,000 | 383,061,000 | 357,808,000 | 377,997,000 |
| Securities held to maturity | 23,000 | 20,000 | 17,000 | 4,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 732,097,000 | 691,142,000 | 756,687,000 | 734,003,000 |
| Interest-bearing deposits | 615,430,000 | 581,561,000 | 637,510,000 | 623,327,000 |
| Noninterest-bearing deposits | 116,667,000 | 109,581,000 | 119,177,000 | 110,676,000 |
| Equity capital | 106,217,000 | 109,583,000 | 108,231,000 | 101,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 7,954,000 | 15,870,000 | 23,787,000 | 31,585,000 |
| Interest expense | 1,314,000 | 2,604,000 | 3,918,000 | 5,302,000 |
| Net interest income | 6,640,000 | 13,266,000 | 19,869,000 | 26,283,000 |
| Noninterest income | 1,286,000 | 2,565,000 | 4,287,000 | 5,528,000 |
| Noninterest expense | 5,099,000 | 10,076,000 | 15,096,000 | 20,149,000 |
| Provision for loan losses | 283,000 | 567,000 | 1,700,000 | 2,083,000 |
| Pretax income | 2,558,000 | 5,582,000 | 8,149,000 | 10,975,000 |
| Income tax | 371,000 | 902,000 | 1,327,000 | 1,744,000 |
| Net income | 2,187,000 | 4,680,000 | 6,822,000 | 9,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,344,000 | 82,312,000 | 82,928,000 | 83,812,000 |
| Total capital | 88,541,000 | 89,723,000 | 90,121,000 | 91,371,000 |
| Risk-weighted assets | 631,440,000 | 642,980,000 | 621,409,000 | 641,800,000 |