Call reports 2015
FIRST KEYSTONE COMMUNITY BANK — 2015
What FIRST KEYSTONE COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 924,028,000 | 934,461,000 | 969,063,000 | 980,731,000 |
| Total loans | 507,654,000 | 502,172,000 | 519,909,000 | 516,610,000 |
| Allowance for loan losses | 6,485,000 | 6,600,000 | 7,234,000 | 6,739,000 |
| Securities available for sale | 338,347,000 | 353,016,000 | 368,327,000 | 383,234,000 |
| Securities held to maturity | 1,051,000 | 33,000 | 30,000 | 26,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 665,975,000 | 671,261,000 | 726,964,000 | 726,412,000 |
| Interest-bearing deposits | 559,915,000 | 571,551,000 | 619,238,000 | 618,754,000 |
| Noninterest-bearing deposits | 106,060,000 | 99,710,000 | 107,726,000 | 107,659,000 |
| Equity capital | 102,586,000 | 99,767,000 | 102,371,000 | 101,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 7,894,000 | 15,736,000 | 23,606,000 | 31,680,000 |
| Interest expense | 1,195,000 | 2,428,000 | 3,685,000 | 4,980,000 |
| Net interest income | 6,699,000 | 13,308,000 | 19,921,000 | 26,700,000 |
| Noninterest income | 1,358,000 | 2,753,000 | 4,139,000 | 5,511,000 |
| Noninterest expense | 5,250,000 | 10,584,000 | 15,786,000 | 20,868,000 |
| Provision for loan losses | 212,000 | 425,000 | 1,178,000 | 2,277,000 |
| Pretax income | 3,087,000 | 6,147,000 | 9,227,000 | 11,197,000 |
| Income tax | 636,000 | 1,238,000 | 1,835,000 | 2,004,000 |
| Net income | 2,451,000 | 4,909,000 | 7,392,000 | 9,193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,496,000 | 79,450,000 | 80,407,000 | 80,682,000 |
| Total capital | 85,021,000 | 86,127,000 | 87,773,000 | 87,605,000 |
| Risk-weighted assets | 605,598,000 | 616,318,000 | 644,417,000 | 636,890,000 |