Call reports 2014
FIRST KEYSTONE COMMUNITY BANK — 2014
What FIRST KEYSTONE COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 890,642,000 | 890,962,000 | 903,866,000 | 910,283,000 |
| Total loans | 456,911,000 | 463,674,000 | 485,761,000 | 487,461,000 |
| Allowance for loan losses | 6,477,000 | 6,477,000 | 6,490,000 | 6,390,000 |
| Securities available for sale | 353,806,000 | 346,357,000 | 338,663,000 | 345,611,000 |
| Securities held to maturity | 1,068,000 | 1,064,000 | 1,060,000 | 1,056,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 672,645,000 | 645,796,000 | 659,833,000 | 665,931,000 |
| Interest-bearing deposits | 582,255,000 | 550,277,000 | 562,178,000 | 568,640,000 |
| Noninterest-bearing deposits | 90,389,000 | 95,519,000 | 97,656,000 | 97,291,000 |
| Equity capital | 95,876,000 | 98,510,000 | 98,921,000 | 100,552,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 7,625,000 | 15,397,000 | 23,197,000 | 30,978,000 |
| Interest expense | 1,125,000 | 2,233,000 | 3,316,000 | 4,457,000 |
| Net interest income | 6,500,000 | 13,164,000 | 19,881,000 | 26,521,000 |
| Noninterest income | 1,116,000 | 2,462,000 | 3,815,000 | 5,279,000 |
| Noninterest expense | 5,199,000 | 10,632,000 | 15,887,000 | 21,210,000 |
| Provision for loan losses | 133,000 | 333,000 | 433,000 | 433,000 |
| Pretax income | 2,881,000 | 6,461,000 | 9,339,000 | 12,726,000 |
| Income tax | 558,000 | 1,365,000 | 1,862,000 | 2,599,000 |
| Net income | 2,323,000 | 5,096,000 | 7,477,000 | 10,127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,691,000 | 75,774,000 | 76,464,000 | 77,423,000 |
| Total capital | 81,168,000 | 82,251,000 | 82,954,000 | 83,813,000 |
| Risk-weighted assets | 557,426,000 | 554,132,000 | 571,236,000 | 556,121,000 |