Call reports 2013
FIRST KEYSTONE COMMUNITY BANK — 2013
What FIRST KEYSTONE COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 814,757,000 | 843,584,000 | 838,900,000 | 900,560,000 |
| Total loans | 430,410,000 | 438,084,000 | 447,152,000 | 447,518,000 |
| Allowance for loan losses | 5,902,000 | 5,930,000 | 6,000,000 | 6,519,000 |
| Securities available for sale | 297,686,000 | 304,677,000 | 312,891,000 | 351,163,000 |
| Securities held to maturity | 2,556,000 | 2,551,000 | 1,546,000 | 1,072,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 632,842,000 | 638,456,000 | 668,462,000 | 692,571,000 |
| Interest-bearing deposits | 547,393,000 | 555,835,000 | 585,535,000 | 606,722,000 |
| Noninterest-bearing deposits | 85,449,000 | 82,621,000 | 82,927,000 | 85,849,000 |
| Equity capital | 102,940,000 | 96,199,000 | 94,793,000 | 92,989,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 7,836,000 | 15,770,000 | 23,462,000 | 31,101,000 |
| Interest expense | 1,247,000 | 2,476,000 | 3,724,000 | 4,956,000 |
| Net interest income | 6,589,000 | 13,294,000 | 19,738,000 | 26,145,000 |
| Noninterest income | 1,254,000 | 2,501,000 | 3,609,000 | 4,825,000 |
| Noninterest expense | 4,701,000 | 9,933,000 | 14,833,000 | 19,736,000 |
| Provision for loan losses | 400,000 | 600,000 | 733,000 | 1,372,000 |
| Pretax income | 3,010,000 | 7,942,000 | 10,725,000 | 12,762,000 |
| Income tax | 494,000 | 1,537,000 | 2,155,000 | 2,452,000 |
| Net income | 2,516,000 | 6,405,000 | 8,570,000 | 10,310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,800,000 | 73,537,000 | 74,010,000 | 74,058,000 |
| Total capital | 77,702,000 | 79,467,000 | 80,010,000 | 80,577,000 |
| Risk-weighted assets | 524,218,000 | 561,609,000 | 554,104,000 | 561,262,000 |