Call reports 2012
FIRST KEYSTONE COMMUNITY BANK — 2012
What FIRST KEYSTONE COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 830,517,000 | 813,713,000 | 820,303,000 | 827,350,000 |
| Total loans | 420,188,000 | 419,637,000 | 430,978,000 | 432,896,000 |
| Allowance for loan losses | 5,964,000 | 5,824,000 | 5,904,000 | 5,772,000 |
| Securities available for sale | 325,556,000 | 306,698,000 | 301,232,000 | 294,335,000 |
| Securities held to maturity | 2,598,000 | 2,591,000 | 2,585,000 | 2,561,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 642,621,000 | 614,528,000 | 634,719,000 | 613,622,000 |
| Interest-bearing deposits | 558,388,000 | 529,279,000 | 548,676,000 | 537,163,000 |
| Noninterest-bearing deposits | 84,233,000 | 85,250,000 | 86,043,000 | 76,459,000 |
| Equity capital | 99,335,000 | 102,282,000 | 105,211,000 | 106,009,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 8,913,000 | 17,739,000 | 26,245,000 | 34,873,000 |
| Interest expense | 1,908,000 | 3,624,000 | 5,102,000 | 6,518,000 |
| Net interest income | 7,005,000 | 14,115,000 | 21,143,000 | 28,355,000 |
| Noninterest income | 1,174,000 | 2,326,000 | 3,559,000 | 4,880,000 |
| Noninterest expense | 4,528,000 | 10,229,000 | 15,210,000 | 20,006,000 |
| Provision for loan losses | 400,000 | 800,000 | 1,200,000 | 1,600,000 |
| Pretax income | 3,281,000 | 6,419,000 | 9,776,000 | 12,539,000 |
| Income tax | 601,000 | 1,147,000 | 1,743,000 | 2,267,000 |
| Net income | 2,680,000 | 5,272,000 | 8,033,000 | 10,272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,498,000 | 71,692,000 | 73,055,000 | 73,896,000 |
| Total capital | 76,462,000 | 77,516,000 | 78,959,000 | 79,668,000 |
| Risk-weighted assets | 554,959,000 | 545,295,000 | 544,576,000 | 538,981,000 |