Call reports 2011
FIRST KEYSTONE COMMUNITY BANK — 2011
What FIRST KEYSTONE COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 815,973,000 | 812,371,000 | 832,441,000 | 826,022,000 |
| Total loans | 409,997,000 | 413,551,000 | 410,381,000 | 415,995,000 |
| Allowance for loan losses | 5,861,000 | 5,761,000 | 5,474,000 | 5,929,000 |
| Securities available for sale | 295,100,000 | 311,132,000 | 327,226,000 | 327,083,000 |
| Securities held to maturity | 6,257,000 | 6,249,000 | 3,241,000 | 2,605,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 629,375,000 | 626,265,000 | 637,219,000 | 627,916,000 |
| Interest-bearing deposits | 552,226,000 | 557,747,000 | 557,866,000 | 552,283,000 |
| Noninterest-bearing deposits | 77,149,000 | 68,518,000 | 79,353,000 | 75,634,000 |
| Equity capital | 83,475,000 | 88,517,000 | 96,112,000 | 96,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 9,333,000 | 18,650,000 | 27,869,000 | 36,969,000 |
| Interest expense | 2,518,000 | 4,984,000 | 7,326,000 | 9,412,000 |
| Net interest income | 6,815,000 | 13,666,000 | 20,543,000 | 27,557,000 |
| Noninterest income | 1,037,000 | 2,056,000 | 3,180,000 | 4,234,000 |
| Noninterest expense | 4,276,000 | 8,658,000 | 13,063,000 | 17,490,000 |
| Provision for loan losses | 300,000 | 600,000 | 1,100,000 | 1,900,000 |
| Pretax income | 3,201,000 | 6,389,000 | 9,703,000 | 12,586,000 |
| Income tax | 695,000 | 1,319,000 | 1,962,000 | 2,584,000 |
| Net income | 2,506,000 | 5,070,000 | 7,741,000 | 10,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,904,000 | 67,072,000 | 68,348,000 | 69,214,000 |
| Total capital | 71,765,000 | 72,833,000 | 73,822,000 | 75,143,000 |
| Risk-weighted assets | 543,898,000 | 549,334,000 | 548,215,000 | 550,754,000 |