Call reports 2010
FIRST KEYSTONE COMMUNITY BANK — 2010
What FIRST KEYSTONE COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 796,811,000 | 808,166,000 | 822,780,000 | 803,826,000 |
| Total loans | 404,873,000 | 417,246,000 | 413,193,000 | 409,651,000 |
| Allowance for loan losses | 5,332,000 | 5,534,000 | 5,217,000 | 5,701,000 |
| Securities available for sale | 277,631,000 | 271,492,000 | 303,152,000 | 302,077,000 |
| Securities held to maturity | 5,279,000 | 4,273,000 | 7,274,000 | 6,266,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 606,791,000 | 612,289,000 | 630,114,000 | 629,668,000 |
| Interest-bearing deposits | 554,907,000 | 559,731,000 | 576,789,000 | 560,580,000 |
| Noninterest-bearing deposits | 51,884,000 | 52,558,000 | 53,325,000 | 69,088,000 |
| Equity capital | 81,920,000 | 86,799,000 | 91,464,000 | 83,512,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 9,421,000 | 18,936,000 | 28,509,000 | 38,103,000 |
| Interest expense | 3,474,000 | 6,801,000 | 9,896,000 | 12,756,000 |
| Net interest income | 5,947,000 | 12,135,000 | 18,613,000 | 25,347,000 |
| Noninterest income | 1,131,000 | 2,283,000 | 4,366,000 | 5,595,000 |
| Noninterest expense | 4,072,000 | 8,304,000 | 12,578,000 | 17,141,000 |
| Provision for loan losses | 200,000 | 600,000 | 1,675,000 | 2,575,000 |
| Pretax income | 2,770,000 | 5,723,000 | 8,935,000 | 11,470,000 |
| Income tax | 564,000 | 1,181,000 | 1,900,000 | 2,440,000 |
| Net income | 2,206,000 | 4,542,000 | 7,035,000 | 9,030,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,157,000 | 63,100,000 | 64,194,000 | 64,792,000 |
| Total capital | 67,489,000 | 68,634,000 | 69,411,000 | 70,493,000 |
| Risk-weighted assets | 532,447,000 | 543,385,000 | 548,614,000 | 562,571,000 |