Call reports 2009
FIRST KEYSTONE COMMUNITY BANK — 2009
What FIRST KEYSTONE COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 723,528,000 | 742,233,000 | 764,672,000 | 765,697,000 |
| Total loans | 411,135,000 | 409,019,000 | 407,926,000 | 406,696,000 |
| Allowance for loan losses | 5,202,000 | 5,225,000 | 5,275,000 | 5,322,000 |
| Securities available for sale | 223,231,000 | 233,523,000 | 257,622,000 | 267,926,000 |
| Securities held to maturity | 2,986,000 | 4,982,000 | 4,978,000 | 4,974,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 543,730,000 | 560,977,000 | 578,023,000 | 582,485,000 |
| Interest-bearing deposits | 484,308,000 | 498,821,000 | 516,045,000 | 526,733,000 |
| Noninterest-bearing deposits | 59,422,000 | 62,156,000 | 61,978,000 | 55,752,000 |
| Equity capital | 73,370,000 | 76,876,000 | 84,392,000 | 79,618,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 9,343,000 | 18,737,000 | 28,158,000 | 37,669,000 |
| Interest expense | 4,039,000 | 7,992,000 | 11,893,000 | 15,578,000 |
| Net interest income | 5,304,000 | 10,745,000 | 16,265,000 | 22,091,000 |
| Noninterest income | 913,000 | 2,214,000 | 3,217,000 | 4,351,000 |
| Noninterest expense | 3,498,000 | 7,631,000 | 11,427,000 | 16,292,000 |
| Provision for loan losses | 275,000 | 450,000 | 600,000 | 800,000 |
| Pretax income | 2,570,000 | 5,011,000 | 7,578,000 | 9,507,000 |
| Income tax | 476,000 | 754,000 | 1,234,000 | 1,360,000 |
| Net income | 2,094,000 | 4,257,000 | 6,344,000 | 8,147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,191,000 | 60,107,000 | 60,940,000 | 61,344,000 |
| Total capital | 64,393,000 | 65,332,000 | 66,215,000 | 66,666,000 |
| Risk-weighted assets | 501,475,000 | 504,520,000 | 517,974,000 | 517,765,000 |