Call reports 2002
FIRST KEYSTONE COMMUNITY BANK — 2002
What FIRST KEYSTONE COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 393,769,000 | 410,328,000 | 432,703,000 | 437,532,000 |
| Total loans | 202,707,000 | 202,915,000 | 200,716,000 | 201,517,000 |
| Allowance for loan losses | 3,040,000 | 3,133,000 | 3,152,000 | 3,175,000 |
| Securities available for sale | 169,633,000 | 180,165,000 | 202,975,000 | 204,370,000 |
| Securities held to maturity | 6,728,000 | 6,478,000 | 6,141,000 | 5,933,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 297,717,000 | 308,999,000 | 327,282,000 | 331,242,000 |
| Interest-bearing deposits | 271,645,000 | 281,015,000 | 293,612,000 | 301,183,000 |
| Noninterest-bearing deposits | 26,072,000 | 27,984,000 | 33,670,000 | 30,059,000 |
| Equity capital | 37,999,000 | 41,931,000 | 46,494,000 | 47,206,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 6,378,000 | 12,831,000 | 19,403,000 | 25,808,000 |
| Interest expense | 2,714,000 | 5,360,000 | 8,430,000 | 11,350,000 |
| Net interest income | 3,664,000 | 7,471,000 | 10,973,000 | 14,458,000 |
| Noninterest income | 411,000 | 972,000 | 1,501,000 | 2,256,000 |
| Noninterest expense | 1,809,000 | 3,698,000 | 5,686,000 | 7,769,000 |
| Provision for loan losses | 175,000 | 300,000 | 425,000 | 550,000 |
| Pretax income | 2,179,000 | 4,435,000 | 6,372,000 | 8,406,000 |
| Income tax | 526,000 | 1,067,000 | 1,464,000 | 1,857,000 |
| Net income | 1,653,000 | 3,368,000 | 4,908,000 | 6,549,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,834,000 | 39,413,000 | 40,316,000 | 41,036,000 |
| Total capital | 40,874,000 | 42,546,000 | 43,468,000 | 44,211,000 |
| Risk-weighted assets | 254,338,000 | 270,373,000 | 256,068,000 | 267,612,000 |