Call reports 2001
FIRST KEYSTONE COMMUNITY BANK — 2001
What FIRST KEYSTONE COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 379,903,000 | 389,609,000 | 393,439,000 | 391,859,000 |
| Total loans | 188,994,000 | 197,262,000 | 199,021,000 | 198,224,000 |
| Allowance for loan losses | 2,648,000 | 2,703,000 | 2,652,000 | 2,922,000 |
| Securities available for sale | 155,399,000 | 162,945,000 | 168,975,000 | 173,196,000 |
| Securities held to maturity | 8,460,000 | 8,045,000 | 7,562,000 | 6,009,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 290,474,000 | 301,789,000 | 299,420,000 | 295,091,000 |
| Interest-bearing deposits | 267,616,000 | 273,630,000 | 272,403,000 | 269,514,000 |
| Noninterest-bearing deposits | 22,858,000 | 28,159,000 | 27,017,000 | 25,577,000 |
| Equity capital | 37,160,000 | 36,739,000 | 38,953,000 | 37,690,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,685,000 | 13,449,000 | 20,173,000 | 26,787,000 |
| Interest expense | 3,882,000 | 7,735,000 | 11,313,000 | 14,474,000 |
| Net interest income | 2,803,000 | 5,714,000 | 8,860,000 | 12,313,000 |
| Noninterest income | 468,000 | 994,000 | 1,481,000 | 2,067,000 |
| Noninterest expense | 1,692,000 | 3,500,000 | 5,263,000 | 7,128,000 |
| Provision for loan losses | 100,000 | 185,000 | 285,000 | 610,000 |
| Pretax income | 1,479,000 | 3,029,000 | 4,800,000 | 6,832,000 |
| Income tax | 290,000 | 619,000 | 1,011,000 | 1,469,000 |
| Net income | 1,189,000 | 2,410,000 | 3,789,000 | 5,363,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,959,000 | 35,592,000 | 36,384,000 | 37,340,000 |
| Total capital | 37,611,000 | 38,295,000 | 39,045,000 | 40,270,000 |
| Risk-weighted assets | 222,751,000 | 242,324,000 | 250,496,000 | 259,136,000 |