Call reports 2009
SUTTON STATE BANK — 2009
What SUTTON STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Total assets | 25,802,000 | 25,072,000 |
| Total loans | 15,391,000 | 15,956,000 |
| Allowance for loan losses | 194,000 | 143,000 |
| Securities available for sale | 4,820,000 | 4,623,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 21,343,000 | 21,221,000 |
| Interest-bearing deposits | 18,937,000 | 18,771,000 |
| Noninterest-bearing deposits | 2,407,000 | 2,450,000 |
| Equity capital | 2,480,000 | 2,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Interest income | 320,000 | 636,000 |
| Interest expense | 119,000 | 223,000 |
| Net interest income | 201,000 | 413,000 |
| Noninterest income | 61,000 | 138,000 |
| Noninterest expense | 221,000 | 584,000 |
| Provision for loan losses | 15,000 | 60,000 |
| Pretax income | 26,000 | -93,000 |
| Income tax | 0 | 0 |
| Net income | 26,000 | -93,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Tier 1 capital | 2,226,000 | 2,087,000 |
| Total capital | 2,420,000 | 2,230,000 |
| Risk-weighted assets | 17,540,000 | 17,651,000 |