Call reports 2008
SUTTON STATE BANK — 2008
What SUTTON STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 24,937,000 | 24,952,000 | 24,490,000 | 26,593,000 |
| Total loans | 18,443,000 | 20,188,000 | 18,628,000 | 16,159,000 |
| Allowance for loan losses | 314,000 | 315,000 | 209,000 | 178,000 |
| Securities available for sale | 2,730,000 | 3,036,000 | 3,011,000 | 4,140,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,626,000 | 19,536,000 | 19,588,000 | 21,579,000 |
| Interest-bearing deposits | 18,136,000 | 17,651,000 | 17,690,000 | 19,012,000 |
| Noninterest-bearing deposits | 2,490,000 | 1,885,000 | 1,898,000 | 2,567,000 |
| Equity capital | 2,555,000 | 2,302,000 | 2,326,000 | 2,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 394,000 | 764,000 | 1,138,000 | 1,480,000 |
| Interest expense | 149,000 | 281,000 | 415,000 | 545,000 |
| Net interest income | 245,000 | 483,000 | 723,000 | 935,000 |
| Noninterest income | 71,000 | 136,000 | 205,000 | 285,000 |
| Noninterest expense | 223,000 | 471,000 | 708,000 | 949,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 93,000 | 148,000 | 220,000 | 271,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 93,000 | 148,000 | 220,000 | 271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,356,000 | 2,214,000 | 2,199,000 | 2,231,000 |
| Total capital | 2,599,000 | 2,474,000 | 2,408,000 | 2,409,000 |
| Risk-weighted assets | 19,348,000 | 20,785,000 | 19,774,000 | 18,281,000 |