Call reports 2007
SUTTON STATE BANK — 2007
What SUTTON STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 25,308,000 | 24,997,000 | 26,159,000 | 24,145,000 |
| Total loans | 19,489,000 | 19,985,000 | 21,171,000 | 19,393,000 |
| Allowance for loan losses | 329,000 | 330,000 | 330,000 | 313,000 |
| Securities available for sale | 3,408,000 | 2,843,000 | 2,857,000 | 2,605,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,021,000 | 20,718,000 | 20,422,000 | 19,953,000 |
| Interest-bearing deposits | 18,875,000 | 19,157,000 | 18,561,000 | 17,386,000 |
| Noninterest-bearing deposits | 2,146,000 | 1,561,000 | 1,861,000 | 2,567,000 |
| Equity capital | 2,368,000 | 2,363,000 | 2,408,000 | 2,425,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 415,000 | 847,000 | 1,275,000 | 1,724,000 |
| Interest expense | 183,000 | 371,000 | 561,000 | 751,000 |
| Net interest income | 232,000 | 476,000 | 714,000 | 973,000 |
| Noninterest income | 103,000 | 196,000 | 271,000 | 342,000 |
| Noninterest expense | 252,000 | 483,000 | 708,000 | 1,005,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 83,000 | 189,000 | 277,000 | 300,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 83,000 | 189,000 | 277,000 | 300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,258,000 | 2,287,000 | 2,290,000 | 2,293,000 |
| Total capital | 2,514,000 | 2,546,000 | 2,568,000 | 2,544,000 |
| Risk-weighted assets | 20,360,000 | 20,796,000 | 22,163,000 | 19,939,000 |