Call reports 2006
SUTTON STATE BANK — 2006
What SUTTON STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 21,972,000 | 22,863,000 | 24,898,000 | 25,868,000 |
| Total loans | 16,553,000 | 17,299,000 | 19,239,000 | 20,234,000 |
| Allowance for loan losses | 319,000 | 324,000 | 327,000 | 328,000 |
| Securities available for sale | 3,410,000 | 3,351,000 | 3,415,000 | 3,412,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,439,000 | 17,706,000 | 19,862,000 | 20,664,000 |
| Interest-bearing deposits | 15,584,000 | 16,115,000 | 18,143,000 | 18,714,000 |
| Noninterest-bearing deposits | 1,855,000 | 1,591,000 | 1,719,000 | 1,950,000 |
| Equity capital | 2,226,000 | 2,223,000 | 2,258,000 | 2,326,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 339,000 | 698,000 | 1,086,000 | 1,515,000 |
| Interest expense | 113,000 | 238,000 | 404,000 | 590,000 |
| Net interest income | 226,000 | 460,000 | 682,000 | 925,000 |
| Noninterest income | 93,000 | 192,000 | 282,000 | 358,000 |
| Noninterest expense | 256,000 | 517,000 | 770,000 | 1,026,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 63,000 | 135,000 | 194,000 | 257,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 63,000 | 135,000 | 194,000 | 257,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,185,000 | 2,213,000 | 2,192,000 | 2,226,000 |
| Total capital | 2,396,000 | 2,450,000 | 2,445,000 | 2,491,000 |
| Risk-weighted assets | 17,301,000 | 18,810,000 | 19,864,000 | 21,197,000 |