Call reports 2005
SUTTON STATE BANK — 2005
What SUTTON STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 21,817,000 | 21,164,000 | 21,930,000 | 21,753,000 |
| Total loans | 15,427,000 | 15,250,000 | 15,860,000 | 15,764,000 |
| Allowance for loan losses | 321,000 | 315,000 | 316,000 | 325,000 |
| Securities available for sale | 3,824,000 | 3,738,000 | 3,531,000 | 3,452,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,190,000 | 17,275,000 | 16,860,000 | 17,183,000 |
| Interest-bearing deposits | 16,513,000 | 15,740,000 | 15,004,000 | 15,203,000 |
| Noninterest-bearing deposits | 1,677,000 | 1,535,000 | 1,856,000 | 1,980,000 |
| Equity capital | 2,276,000 | 2,257,000 | 2,185,000 | 2,208,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 315,000 | 631,000 | 952,000 | 1,270,000 |
| Interest expense | 80,000 | 162,000 | 250,000 | 352,000 |
| Net interest income | 235,000 | 469,000 | 702,000 | 918,000 |
| Noninterest income | 55,000 | 121,000 | 197,000 | 263,000 |
| Noninterest expense | 223,000 | 468,000 | 689,000 | 946,000 |
| Provision for loan losses | 3,000 | 3,000 | 3,000 | 3,000 |
| Pretax income | 64,000 | 119,000 | 207,000 | 232,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 64,000 | 119,000 | 207,000 | 232,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,389,000 | 2,310,000 | 2,124,000 | 2,149,000 |
| Total capital | 2,603,000 | 2,515,000 | 2,359,000 | 2,260,000 |
| Risk-weighted assets | 17,044,000 | 16,284,000 | 18,705,000 | 16,710,000 |