Call reports 2004
SUTTON STATE BANK — 2004
What SUTTON STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 20,823,000 | 20,991,000 | 20,871,000 | 22,531,000 |
| Total loans | 14,347,000 | 15,374,000 | 15,118,000 | 15,192,000 |
| Allowance for loan losses | 321,000 | 313,000 | 330,000 | 334,000 |
| Securities available for sale | 2,552,000 | 2,626,000 | 1,928,000 | 3,916,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,367,000 | 17,443,000 | 17,296,000 | 18,925,000 |
| Interest-bearing deposits | 15,693,000 | 15,939,000 | 15,617,000 | 17,047,000 |
| Noninterest-bearing deposits | 1,674,000 | 1,504,000 | 1,680,000 | 1,878,000 |
| Equity capital | 2,291,000 | 2,199,000 | 2,242,000 | 2,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 281,000 | 567,000 | 868,000 | 1,203,000 |
| Interest expense | 70,000 | 139,000 | 213,000 | 289,000 |
| Net interest income | 211,000 | 428,000 | 655,000 | 914,000 |
| Noninterest income | 28,000 | 61,000 | 98,000 | 141,000 |
| Noninterest expense | 181,000 | 365,000 | 546,000 | 773,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 55,000 | 118,000 | 195,000 | 273,000 |
| Income tax | -7,000 | -7,000 | -8,000 | 7,000 |
| Net income | 62,000 | 125,000 | 203,000 | 266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,283,000 | 2,335,000 | 2,292,000 | 2,347,000 |
| Total capital | 2,483,000 | 2,564,000 | 2,530,000 | 2,566,000 |
| Risk-weighted assets | 15,878,000 | 18,160,000 | 18,938,000 | 18,616,000 |