Call reports 2003
SUTTON STATE BANK — 2003
What SUTTON STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 19,864,000 | 19,450,000 | 19,293,000 | 20,356,000 |
| Total loans | 14,026,000 | 14,383,000 | 15,324,000 | 14,472,000 |
| Allowance for loan losses | 322,000 | 322,000 | 308,000 | 318,000 |
| Securities available for sale | 3,105,000 | 2,053,000 | 1,170,000 | 2,552,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,712,000 | 16,243,000 | 15,907,000 | 16,932,000 |
| Interest-bearing deposits | 14,239,000 | 14,765,000 | 14,531,000 | 15,360,000 |
| Noninterest-bearing deposits | 1,473,000 | 1,478,000 | 1,376,000 | 1,573,000 |
| Equity capital | 2,218,000 | 2,183,000 | 2,181,000 | 2,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 286,000 | 582,000 | 884,000 | 1,183,000 |
| Interest expense | 82,000 | 164,000 | 241,000 | 316,000 |
| Net interest income | 204,000 | 418,000 | 643,000 | 867,000 |
| Noninterest income | 35,000 | 80,000 | 97,000 | 139,000 |
| Noninterest expense | 185,000 | 364,000 | 545,000 | 740,000 |
| Provision for loan losses | 8,000 | 15,000 | 17,000 | 17,000 |
| Pretax income | 46,000 | 119,000 | 188,000 | 259,000 |
| Income tax | 0 | 4,000 | -9,000 | -9,000 |
| Net income | 46,000 | 115,000 | 197,000 | 268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,174,000 | 2,138,000 | 2,180,000 | 2,249,000 |
| Total capital | 2,376,000 | 2,343,000 | 2,393,000 | 2,449,000 |
| Risk-weighted assets | 16,003,000 | 16,251,000 | 16,925,000 | 15,878,000 |