Call reports 2002
SUTTON STATE BANK — 2002
What SUTTON STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 19,085,000 | 18,972,000 | 18,239,000 | 18,595,000 |
| Total loans | 11,105,000 | 12,180,000 | 12,112,000 | 11,349,000 |
| Allowance for loan losses | 314,000 | 323,000 | 309,000 | 318,000 |
| Securities available for sale | 4,453,000 | 4,732,000 | 3,808,000 | 4,208,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,741,000 | 15,204,000 | 14,734,000 | 15,616,000 |
| Interest-bearing deposits | 14,689,000 | 14,030,000 | 13,521,000 | 13,881,000 |
| Noninterest-bearing deposits | 1,052,000 | 1,174,000 | 1,213,000 | 1,735,000 |
| Equity capital | 2,148,000 | 2,227,000 | 2,239,000 | 2,260,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 299,000 | 602,000 | 916,000 | 1,197,000 |
| Interest expense | 107,000 | 204,000 | 303,000 | 392,000 |
| Net interest income | 192,000 | 398,000 | 613,000 | 805,000 |
| Noninterest income | 34,000 | 67,000 | 104,000 | 135,000 |
| Noninterest expense | 154,000 | 309,000 | 482,000 | 671,000 |
| Provision for loan losses | 0 | 3,000 | 20,000 | 26,000 |
| Pretax income | 72,000 | 153,000 | 215,000 | 243,000 |
| Income tax | 1,000 | 1,000 | 1,000 | -4,000 |
| Net income | 71,000 | 152,000 | 214,000 | 247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,129,000 | 2,148,000 | 2,167,000 | 2,200,000 |
| Total capital | 2,297,000 | 2,331,000 | 2,341,000 | 2,375,000 |
| Risk-weighted assets | 13,318,000 | 14,475,000 | 13,789,000 | 13,827,000 |