Call reports 2009
RAINIER PACIFIC SAVINGS BANK — 2009
What RAINIER PACIFIC SAVINGS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 857,699,000 | 820,954,000 | 763,603,000 | 717,806,000 |
| Total loans | 640,268,000 | 615,832,000 | 584,086,000 | 564,140,000 |
| Allowance for loan losses | 8,456,000 | 11,719,000 | 9,683,000 | 10,187,000 |
| Securities available for sale | 28,233,000 | 36,280,000 | 23,396,000 | 17,149,000 |
| Securities held to maturity | 32,598,000 | 29,166,000 | 27,631,000 | 26,434,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 515,043,000 | 494,672,000 | 468,619,000 | 446,192,000 |
| Interest-bearing deposits | 463,443,000 | 445,511,000 | 421,216,000 | 399,927,000 |
| Noninterest-bearing deposits | 51,600,000 | 49,160,000 | 47,403,000 | 46,265,000 |
| Equity capital | 38,318,000 | 40,925,000 | 11,658,000 | -11,085,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 11,451,000 | 21,940,000 | 31,784,000 | 41,301,000 |
| Interest expense | 5,859,000 | 11,166,000 | 15,977,000 | 20,537,000 |
| Net interest income | 5,592,000 | 10,774,000 | 15,807,000 | 20,764,000 |
| Noninterest income | 5,391,000 | 8,054,000 | 10,369,000 | 10,641,000 |
| Noninterest expense | 6,998,000 | 14,533,000 | 21,846,000 | 28,207,000 |
| Provision for loan losses | 2,300,000 | 6,300,000 | 12,000,000 | 14,700,000 |
| Pretax income | -6,798,000 | -12,296,000 | -40,014,000 | -55,016,000 |
| Income tax | -2,272,000 | -4,109,000 | 3,148,000 | 13,953,000 |
| Net income | -4,526,000 | -8,187,000 | -43,162,000 | -68,969,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,995,000 | 65,297,000 | 24,162,000 | 12,440,000 |
| Total capital | 79,451,000 | 77,016,000 | 33,845,000 | 22,490,000 |
| Risk-weighted assets | 1,065,855,000 | 1,036,175,000 | 892,707,000 | 803,860,000 |