Call reports 2008
RAINIER PACIFIC SAVINGS BANK — 2008
What RAINIER PACIFIC SAVINGS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 878,502,000 | 869,796,000 | 839,733,000 | 846,685,000 |
| Total loans | 655,624,000 | 663,974,000 | 664,247,000 | 672,280,000 |
| Allowance for loan losses | 7,979,000 | 8,271,000 | 13,943,000 | 13,329,000 |
| Securities available for sale | 109,545,000 | 94,056,000 | 65,994,000 | 14,895,000 |
| Securities held to maturity | 40,557,000 | 37,946,000 | 36,516,000 | 33,984,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 477,435,000 | 469,117,000 | 472,629,000 | 523,029,000 |
| Interest-bearing deposits | 434,228,000 | 422,989,000 | 423,530,000 | 478,908,000 |
| Noninterest-bearing deposits | 43,207,000 | 46,128,000 | 49,099,000 | 44,121,000 |
| Equity capital | 82,869,000 | 73,407,000 | 55,527,000 | 28,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 13,650,000 | 26,596,000 | 39,020,000 | 51,526,000 |
| Interest expense | 7,103,000 | 13,606,000 | 19,868,000 | 26,178,000 |
| Net interest income | 6,547,000 | 12,990,000 | 19,152,000 | 25,348,000 |
| Noninterest income | 2,559,000 | 4,894,000 | 7,094,000 | 9,365,000 |
| Noninterest expense | 6,500,000 | 13,047,000 | 19,726,000 | 27,175,000 |
| Provision for loan losses | 150,000 | 700,000 | 6,700,000 | 7,000,000 |
| Pretax income | 2,467,000 | 4,148,000 | -168,000 | -21,128,000 |
| Income tax | 888,000 | 1,493,000 | -61,000 | -7,221,000 |
| Net income | 1,579,000 | 2,655,000 | -107,000 | -13,907,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,209,000 | 87,978,000 | 83,716,000 | 61,379,000 |
| Total capital | 96,188,000 | 96,249,000 | 93,356,000 | 71,542,000 |
| Risk-weighted assets | 748,874,000 | 763,306,000 | 766,876,000 | 809,908,000 |