Call reports 2007
RAINIER PACIFIC SAVINGS BANK — 2007
What RAINIER PACIFIC SAVINGS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 905,097,000 | 902,769,000 | 880,569,000 | 877,972,000 |
| Total loans | 638,500,000 | 647,385,000 | 633,319,000 | 637,000,000 |
| Allowance for loan losses | 8,276,000 | 8,235,000 | 8,142,000 | 8,079,000 |
| Securities available for sale | 143,541,000 | 141,543,000 | 138,345,000 | 131,287,000 |
| Securities held to maturity | 50,950,000 | 49,110,000 | 47,346,000 | 45,756,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 475,275,000 | 467,850,000 | 467,385,000 | 466,717,000 |
| Interest-bearing deposits | 430,355,000 | 423,376,000 | 426,313,000 | 427,563,000 |
| Noninterest-bearing deposits | 44,920,000 | 44,474,000 | 41,072,000 | 39,154,000 |
| Equity capital | 86,361,000 | 87,383,000 | 87,236,000 | 85,684,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 14,245,000 | 28,561,000 | 43,285,000 | 57,763,000 |
| Interest expense | 7,855,000 | 15,749,000 | 23,734,000 | 31,445,000 |
| Net interest income | 6,390,000 | 12,812,000 | 19,551,000 | 26,318,000 |
| Noninterest income | 1,943,000 | 4,011,000 | 6,120,000 | 8,492,000 |
| Noninterest expense | 6,631,000 | 13,380,000 | 20,365,000 | 27,512,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 1,552,000 | 3,143,000 | 4,856,000 | 6,698,000 |
| Income tax | 543,000 | 1,100,000 | 1,698,000 | 2,343,000 |
| Net income | 1,009,000 | 2,043,000 | 3,158,000 | 4,355,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,727,000 | 84,618,000 | 85,061,000 | 86,418,000 |
| Total capital | 92,003,000 | 92,853,000 | 93,203,000 | 94,497,000 |
| Risk-weighted assets | 708,557,000 | 741,334,000 | 729,413,000 | 735,208,000 |