Call reports 2006
RAINIER PACIFIC SAVINGS BANK — 2006
What RAINIER PACIFIC SAVINGS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 889,800,000 | 917,713,000 | 899,015,000 | 901,003,000 |
| Total loans | 595,695,000 | 608,414,000 | 628,707,000 | 639,378,000 |
| Allowance for loan losses | 8,487,000 | 8,410,000 | 8,414,000 | 8,283,000 |
| Securities available for sale | 151,384,000 | 149,320,000 | 148,616,000 | 145,110,000 |
| Securities held to maturity | 78,953,000 | 76,800,000 | 54,812,000 | 52,652,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 454,515,000 | 455,991,000 | 467,264,000 | 464,065,000 |
| Interest-bearing deposits | 416,911,000 | 417,360,000 | 426,442,000 | 423,946,000 |
| Noninterest-bearing deposits | 37,604,000 | 38,631,000 | 40,822,000 | 40,119,000 |
| Equity capital | 81,722,000 | 82,367,000 | 83,843,000 | 85,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 12,728,000 | 25,928,000 | 40,109,000 | 54,243,000 |
| Interest expense | 6,329,000 | 13,429,000 | 21,295,000 | 29,249,000 |
| Net interest income | 6,399,000 | 12,499,000 | 18,814,000 | 24,994,000 |
| Noninterest income | 1,732,000 | 3,667,000 | 5,684,000 | 7,714,000 |
| Noninterest expense | 6,805,000 | 13,543,000 | 20,517,000 | 27,173,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 1,176,000 | 2,323,000 | 3,534,000 | 4,938,000 |
| Income tax | 412,000 | 813,000 | 1,237,000 | 1,728,000 |
| Net income | 764,000 | 1,510,000 | 2,297,000 | 3,210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,042,000 | 79,668,000 | 81,550,000 | 82,734,000 |
| Total capital | 87,421,000 | 88,078,000 | 89,964,000 | 91,017,000 |
| Risk-weighted assets | 670,232,000 | 684,679,000 | 703,056,000 | 709,269,000 |