Call reports 2004
RAINIER PACIFIC SAVINGS BANK — 2004
What RAINIER PACIFIC SAVINGS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 727,648,000 | 759,183,000 | 745,490,000 | 750,014,000 |
| Total loans | 451,499,000 | 479,366,000 | 489,589,000 | 502,719,000 |
| Allowance for loan losses | 8,593,000 | 8,681,000 | 8,937,000 | 8,981,000 |
| Securities available for sale | 119,368,000 | 122,419,000 | 103,236,000 | 97,436,000 |
| Securities held to maturity | 109,362,000 | 101,457,000 | 97,393,000 | 93,540,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 377,821,000 | 375,199,000 | 369,028,000 | 365,495,000 |
| Interest-bearing deposits | 333,996,000 | 341,537,000 | 332,643,000 | 327,367,000 |
| Noninterest-bearing deposits | 43,825,000 | 33,662,000 | 36,385,000 | 38,128,000 |
| Equity capital | 82,508,000 | 81,306,000 | 82,839,000 | 84,541,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 9,765,000 | 20,049,000 | 30,184,000 | 40,078,000 |
| Interest expense | 2,641,000 | 5,483,000 | 8,597,000 | 11,965,000 |
| Net interest income | 7,124,000 | 14,566,000 | 21,587,000 | 28,113,000 |
| Noninterest income | 1,545,000 | 3,222,000 | 5,016,000 | 7,816,000 |
| Noninterest expense | 6,750,000 | 13,679,000 | 20,920,000 | 28,224,000 |
| Provision for loan losses | 900,000 | 1,500,000 | 2,100,000 | 2,700,000 |
| Pretax income | 1,198,000 | 2,788,000 | 3,761,000 | 5,178,000 |
| Income tax | 393,000 | 911,000 | 1,242,000 | 1,324,000 |
| Net income | 805,000 | 1,877,000 | 2,519,000 | 3,854,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,920,000 | 81,999,000 | 82,751,000 | 84,762,000 |
| Total capital | 88,026,000 | 88,354,000 | 89,144,000 | 91,272,000 |
| Risk-weighted assets | 485,983,000 | 506,088,000 | 508,917,000 | 518,307,000 |