Call reports 2003
RAINIER PACIFIC SAVINGS BANK — 2003
What RAINIER PACIFIC SAVINGS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 530,747,000 | 713,068,000 | 867,257,000 | 683,836,000 |
| Total loans | 383,956,000 | 410,082,000 | 443,669,000 | 447,557,000 |
| Allowance for loan losses | 6,450,000 | 6,856,000 | 7,538,000 | 8,237,000 |
| Securities available for sale | 63,169,000 | 105,396,000 | 76,087,000 | 80,212,000 |
| Securities held to maturity | 50,306,000 | 54,831,000 | 145,835,000 | 113,715,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 311,229,000 | 498,359,000 | 653,321,000 | 359,170,000 |
| Interest-bearing deposits | 279,624,000 | 448,940,000 | 617,677,000 | 319,298,000 |
| Noninterest-bearing deposits | 31,605,000 | 49,419,000 | 35,644,000 | 39,872,000 |
| Equity capital | 42,888,000 | 43,493,000 | 43,072,000 | 81,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 8,759,000 | 17,792,000 | 27,740,000 | 38,149,000 |
| Interest expense | 2,810,000 | 5,616,000 | 8,410,000 | 11,215,000 |
| Net interest income | 5,949,000 | 12,176,000 | 19,330,000 | 26,934,000 |
| Noninterest income | 1,917,000 | 3,846,000 | 5,459,000 | 6,976,000 |
| Noninterest expense | 5,645,000 | 12,096,000 | 19,173,000 | 27,123,000 |
| Provision for loan losses | 1,050,000 | 2,100,000 | 3,300,000 | 4,500,000 |
| Pretax income | 1,169,000 | 1,825,000 | 2,446,000 | 2,417,000 |
| Income tax | 384,000 | 610,000 | 816,000 | 796,000 |
| Net income | 785,000 | 1,215,000 | 1,630,000 | 1,621,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,882,000 | 42,322,000 | 42,746,000 | 81,530,000 |
| Total capital | 46,559,000 | 47,663,000 | 48,645,000 | 87,278,000 |
| Risk-weighted assets | 372,387,000 | 425,752,000 | 470,338,000 | 457,385,000 |