Call reports 2002
RAINIER PACIFIC SAVINGS BANK — 2002
What RAINIER PACIFIC SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 473,572,000 | 495,543,000 | 492,677,000 | 499,328,000 |
| Total loans | 331,750,000 | 351,823,000 | 346,285,000 | 366,573,000 |
| Allowance for loan losses | 4,789,000 | 5,208,000 | 5,536,000 | 6,084,000 |
| Securities available for sale | 63,964,000 | 63,767,000 | 61,393,000 | 52,502,000 |
| Securities held to maturity | 51,672,000 | 50,809,000 | 54,853,000 | 49,495,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 311,231,000 | 304,890,000 | 291,493,000 | 293,922,000 |
| Interest-bearing deposits | 281,586,000 | 275,730,000 | 260,320,000 | 264,767,000 |
| Noninterest-bearing deposits | 29,645,000 | 29,160,000 | 31,173,000 | 29,155,000 |
| Equity capital | 37,688,000 | 39,667,000 | 41,915,000 | 42,212,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 8,429,000 | 17,149,000 | 25,844,000 | 34,316,000 |
| Interest expense | 3,238,000 | 6,337,000 | 9,239,000 | 11,983,000 |
| Net interest income | 5,191,000 | 10,812,000 | 16,605,000 | 22,333,000 |
| Noninterest income | 1,449,000 | 3,123,000 | 5,899,000 | 7,681,000 |
| Noninterest expense | 4,577,000 | 9,469,000 | 14,670,000 | 20,436,000 |
| Provision for loan losses | 675,000 | 1,500,000 | 2,325,000 | 3,525,000 |
| Pretax income | 1,523,000 | 3,112,000 | 5,660,000 | 6,523,000 |
| Income tax | 519,000 | 1,063,000 | 1,937,000 | 2,228,000 |
| Net income | 1,004,000 | 2,049,000 | 3,723,000 | 4,295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,779,000 | 38,838,000 | 40,493,000 | 41,086,000 |
| Total capital | 41,723,000 | 42,945,000 | 44,533,000 | 45,332,000 |
| Risk-weighted assets | 314,636,000 | 327,397,000 | 321,740,000 | 337,849,000 |