Call reports 2001
RAINIER PACIFIC SAVINGS BANK — 2001
What RAINIER PACIFIC SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 437,892,000 | 424,597,000 | 450,534,000 | 464,684,000 |
| Total loans | 286,812,000 | 293,576,000 | 297,368,000 | 320,097,000 |
| Allowance for loan losses | 3,721,000 | 3,763,000 | 3,729,000 | 4,755,000 |
| Securities available for sale | 83,668,000 | 77,547,000 | 113,103,000 | 65,737,000 |
| Securities held to maturity | 31,502,000 | 26,647,000 | 14,991,000 | 53,640,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 293,187,000 | 306,578,000 | 315,533,000 | 316,557,000 |
| Interest-bearing deposits | 266,722,000 | 280,675,000 | 288,415,000 | 288,890,000 |
| Noninterest-bearing deposits | 26,465,000 | 25,903,000 | 27,118,000 | 27,667,000 |
| Equity capital | 35,022,000 | 35,775,000 | 37,908,000 | 37,430,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 8,232,000 | 16,815,000 | 25,276,000 | 33,705,000 |
| Interest expense | 4,416,000 | 8,839,000 | 12,664,000 | 16,221,000 |
| Net interest income | 3,816,000 | 7,976,000 | 12,612,000 | 17,484,000 |
| Noninterest income | 1,441,000 | 2,783,000 | 4,801,000 | 6,644,000 |
| Noninterest expense | 4,275,000 | 8,402,000 | 12,534,000 | 17,775,000 |
| Provision for loan losses | 1,525,000 | 2,125,000 | 2,725,000 | 4,400,000 |
| Pretax income | -484,000 | 353,000 | 2,492,000 | 2,363,000 |
| Income tax | -2,277,000 | -1,978,000 | -1,255,000 | -1,352,000 |
| Net income | 1,793,000 | 2,331,000 | 3,747,000 | 3,715,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,357,000 | 35,368,000 | 36,793,000 | 36,765,000 |
| Total capital | 38,078,000 | 39,131,000 | 40,433,000 | 40,629,000 |
| Risk-weighted assets | 303,721,000 | 303,253,000 | 291,138,000 | 307,847,000 |