Call reports 2014
FIRST NATIONAL BANK OF CRESTVIEW — 2014
What FIRST NATIONAL BANK OF CRESTVIEW reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 89,105,000 | 83,202,000 | 79,723,000 | 73,804,000 |
| Total loans | 28,836,000 | 28,605,000 | 27,803,000 | 26,870,000 |
| Allowance for loan losses | 1,455,000 | 1,492,000 | 1,508,000 | 1,525,000 |
| Securities available for sale | 29,997,000 | 25,214,000 | 21,410,000 | 9,528,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,231,000 | 80,868,000 | 78,629,000 | 73,199,000 |
| Interest-bearing deposits | 58,133,000 | 56,293,000 | 54,193,000 | 50,122,000 |
| Noninterest-bearing deposits | 28,098,000 | 24,575,000 | 24,436,000 | 23,077,000 |
| Equity capital | 2,614,000 | 2,072,000 | 813,000 | 345,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 553,000 | 1,067,000 | 1,533,000 | 1,939,000 |
| Interest expense | 50,000 | 94,000 | 132,000 | 165,000 |
| Net interest income | 503,000 | 973,000 | 1,401,000 | 1,774,000 |
| Noninterest income | 47,000 | -224,000 | -1,006,000 | -1,008,000 |
| Noninterest expense | 849,000 | 1,721,000 | 2,584,000 | 3,420,000 |
| Provision for loan losses | -450,000 | -450,000 | -450,000 | -450,000 |
| Pretax income | 151,000 | -457,000 | -1,663,000 | -2,190,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 151,000 | -457,000 | -1,663,000 | -2,190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,916,000 | 2,308,000 | 1,102,000 | 576,000 |
| Total capital | 3,569,000 | 2,931,000 | 1,697,000 | 1,123,000 |
| Risk-weighted assets | 51,475,000 | 48,958,000 | 46,650,000 | 42,782,000 |