Call reports 2011
FIRST NATIONAL BANK OF CRESTVIEW — 2011
What FIRST NATIONAL BANK OF CRESTVIEW reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 124,856,000 | 112,847,000 | 110,992,000 | 107,943,000 |
| Total loans | 59,784,000 | 56,867,000 | 52,594,000 | 46,898,000 |
| Allowance for loan losses | 3,260,000 | 3,039,000 | 3,219,000 | 2,971,000 |
| Securities available for sale | 40,819,000 | 32,295,000 | 29,464,000 | 30,736,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,653,000 | 101,408,000 | 100,400,000 | 98,556,000 |
| Interest-bearing deposits | 94,228,000 | 78,064,000 | 76,451,000 | 75,268,000 |
| Noninterest-bearing deposits | 23,425,000 | 23,344,000 | 23,949,000 | 23,288,000 |
| Equity capital | 6,614,000 | 10,002,000 | 9,064,000 | 8,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 931,000 | 1,808,000 | 2,684,000 | 3,471,000 |
| Interest expense | 249,000 | 460,000 | 644,000 | 807,000 |
| Net interest income | 682,000 | 1,348,000 | 2,040,000 | 2,664,000 |
| Noninterest income | 152,000 | 3,652,000 | 3,759,000 | 3,863,000 |
| Noninterest expense | 1,265,000 | 2,834,000 | 4,555,000 | 5,937,000 |
| Provision for loan losses | 550,000 | 550,000 | 550,000 | 550,000 |
| Pretax income | -981,000 | 1,674,000 | 752,000 | 101,000 |
| Income tax | 0 | 1,337,000 | 1,322,000 | 1,322,000 |
| Net income | -981,000 | 337,000 | -570,000 | -1,221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,812,000 | 9,130,000 | 8,223,000 | 7,572,000 |
| Total capital | 6,866,000 | 10,153,000 | 9,204,000 | 8,538,000 |
| Risk-weighted assets | 82,146,000 | 79,835,000 | 76,214,000 | 75,265,000 |