Call reports 2010
FIRST NATIONAL BANK OF CRESTVIEW — 2010
What FIRST NATIONAL BANK OF CRESTVIEW reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 146,615,000 | 137,813,000 | 133,093,000 | 128,751,000 |
| Total loans | 79,173,000 | 73,809,000 | 71,488,000 | 67,706,000 |
| Allowance for loan losses | 5,012,000 | 4,758,000 | 4,674,000 | 5,373,000 |
| Securities available for sale | 39,034,000 | 37,750,000 | 35,186,000 | 42,139,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,762,000 | 127,670,000 | 123,502,000 | 120,517,000 |
| Interest-bearing deposits | 107,918,000 | 105,032,000 | 103,500,000 | 99,703,000 |
| Noninterest-bearing deposits | 24,844,000 | 22,638,000 | 20,002,000 | 20,814,000 |
| Equity capital | 12,884,000 | 9,554,000 | 9,124,000 | 7,640,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,274,000 | 2,417,000 | 3,549,000 | 4,493,000 |
| Interest expense | 432,000 | 790,000 | 1,113,000 | 1,404,000 |
| Net interest income | 842,000 | 1,627,000 | 2,436,000 | 3,089,000 |
| Noninterest income | 167,000 | 347,000 | 499,000 | 655,000 |
| Noninterest expense | 1,051,000 | 2,104,000 | 3,280,000 | 4,415,000 |
| Provision for loan losses | 2,800,000 | 6,500,000 | 6,655,000 | 7,655,000 |
| Pretax income | -2,842,000 | -6,630,000 | -7,000,000 | -8,326,000 |
| Income tax | -40,000 | -34,000 | -34,000 | -33,000 |
| Net income | -2,802,000 | -6,596,000 | -6,966,000 | -8,293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,283,000 | 8,489,000 | 8,120,000 | 6,793,000 |
| Total capital | 13,526,000 | 9,669,000 | 9,255,000 | 7,914,000 |
| Risk-weighted assets | 95,683,000 | 90,812,000 | 87,227,000 | 85,403,000 |