Call reports 2006
FIRST NATIONAL BANK OF CRESTVIEW — 2006
What FIRST NATIONAL BANK OF CRESTVIEW reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 192,667,000 | 176,470,000 | 168,597,000 | 268,433,000 |
| Total loans | 94,613,000 | 94,952,000 | 88,757,000 | 87,687,000 |
| Allowance for loan losses | 1,298,000 | 1,328,000 | 1,360,000 | 1,390,000 |
| Securities available for sale | 57,548,000 | 54,239,000 | 55,583,000 | 162,828,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,048,000 | 155,711,000 | 146,363,000 | 202,004,000 |
| Interest-bearing deposits | 137,512,000 | 123,501,000 | 116,292,000 | 175,111,000 |
| Noninterest-bearing deposits | 34,536,000 | 32,210,000 | 30,071,000 | 26,893,000 |
| Equity capital | 19,217,000 | 19,467,000 | 20,405,000 | 17,914,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,857,000 | 5,707,000 | 8,439,000 | 11,643,000 |
| Interest expense | 1,003,000 | 1,986,000 | 2,920,000 | 4,352,000 |
| Net interest income | 1,854,000 | 3,721,000 | 5,519,000 | 7,291,000 |
| Noninterest income | 103,000 | 207,000 | 309,000 | 663,000 |
| Noninterest expense | 971,000 | 1,977,000 | 2,958,000 | 4,027,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 956,000 | 1,891,000 | 2,780,000 | 3,807,000 |
| Income tax | 314,000 | 606,000 | 881,000 | 1,245,000 |
| Net income | 642,000 | 1,285,000 | 1,899,000 | 2,562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,704,000 | 20,234,000 | 20,735,000 | 18,216,000 |
| Total capital | 21,010,000 | 21,564,000 | 22,095,000 | 19,606,000 |
| Risk-weighted assets | 121,346,000 | 119,756,000 | 112,796,000 | 134,727,000 |