Call reports 2002
FIRST NATIONAL BANK OF CRESTVIEW — 2002
What FIRST NATIONAL BANK OF CRESTVIEW reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 134,489,000 | 130,905,000 | 129,437,000 | 207,725,000 |
| Total loans | 42,412,000 | 50,433,000 | 55,984,000 | 64,107,000 |
| Allowance for loan losses | 937,000 | 954,000 | 957,000 | 961,000 |
| Securities available for sale | 71,135,000 | 60,952,000 | 58,454,000 | 127,725,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,633,000 | 109,291,000 | 106,830,000 | 166,712,000 |
| Interest-bearing deposits | 87,471,000 | 84,311,000 | 86,122,000 | 145,734,000 |
| Noninterest-bearing deposits | 26,162,000 | 24,980,000 | 20,708,000 | 20,978,000 |
| Equity capital | 19,536,000 | 20,589,000 | 21,042,000 | 21,356,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,703,000 | 3,426,000 | 5,156,000 | 6,951,000 |
| Interest expense | 747,000 | 1,308,000 | 1,848,000 | 2,427,000 |
| Net interest income | 956,000 | 2,118,000 | 3,308,000 | 4,524,000 |
| Noninterest income | 171,000 | 343,000 | 576,000 | 731,000 |
| Noninterest expense | 852,000 | 1,658,000 | 2,641,000 | 3,537,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 297,000 | 901,000 | 1,370,000 | 1,914,000 |
| Income tax | 90,000 | 297,000 | 451,000 | 591,000 |
| Net income | 207,000 | 604,000 | 919,000 | 1,323,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,724,000 | 20,125,000 | 20,343,000 | 20,733,000 |
| Total capital | 20,486,000 | 20,959,000 | 21,213,000 | 21,704,000 |
| Risk-weighted assets | 60,770,000 | 66,580,000 | 69,500,000 | 90,732,000 |