Call reports 2001
FIRST NATIONAL BANK OF CRESTVIEW — 2001
What FIRST NATIONAL BANK OF CRESTVIEW reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 119,981,000 | 124,474,000 | 123,262,000 | 157,160,000 |
| Total loans | 31,756,000 | 34,272,000 | 34,750,000 | 36,270,000 |
| Allowance for loan losses | 1,233,000 | 1,234,000 | 1,248,000 | 939,000 |
| Securities available for sale | 62,659,000 | 63,819,000 | 68,571,000 | 103,874,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,206,000 | 104,128,000 | 102,333,000 | 131,996,000 |
| Interest-bearing deposits | 79,989,000 | 82,631,000 | 80,924,000 | 111,145,000 |
| Noninterest-bearing deposits | 20,217,000 | 21,497,000 | 21,409,000 | 20,851,000 |
| Equity capital | 18,868,000 | 18,900,000 | 19,390,000 | 19,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,102,000 | 3,988,000 | 5,775,000 | 7,572,000 |
| Interest expense | 1,186,000 | 2,192,000 | 3,144,000 | 4,017,000 |
| Net interest income | 916,000 | 1,796,000 | 2,631,000 | 3,555,000 |
| Noninterest income | 157,000 | 336,000 | 493,000 | 769,000 |
| Noninterest expense | 869,000 | 1,777,000 | 2,638,000 | 3,559,000 |
| Provision for loan losses | 0 | 0 | 0 | -300,000 |
| Pretax income | 223,000 | 417,000 | 468,000 | 1,179,000 |
| Income tax | 52,000 | 95,000 | 107,000 | 296,000 |
| Net income | 171,000 | 322,000 | 361,000 | 883,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,012,000 | 19,149,000 | 19,128,000 | 19,634,000 |
| Total capital | 19,603,000 | 19,801,000 | 19,760,000 | 20,357,000 |
| Risk-weighted assets | 46,647,000 | 51,566,000 | 49,937,000 | 57,655,000 |