Call reports 2025
PREMIER BANK — 2025
What PREMIER BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 710,877,000 | 716,518,000 | 744,804,000 | 764,131,000 |
| Total loans | 614,049,000 | 631,601,000 | 642,822,000 | 669,938,000 |
| Allowance for loan losses | 7,095,000 | 7,571,000 | 7,487,000 | 8,004,000 |
| Securities available for sale | 55,385,000 | 54,423,000 | 53,626,000 | 53,506,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 587,906,000 | 589,346,000 | 612,598,000 | 628,893,000 |
| Interest-bearing deposits | 524,166,000 | 532,557,000 | 555,641,000 | 553,804,000 |
| Noninterest-bearing deposits | 63,740,000 | 56,789,000 | 56,957,000 | 75,089,000 |
| Equity capital | 70,263,000 | 70,962,000 | 74,539,000 | 77,092,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 11,075,000 | 22,909,000 | 35,149,000 | 46,986,000 |
| Interest expense | 5,045,000 | 10,226,000 | 15,552,000 | 20,715,000 |
| Net interest income | 6,030,000 | 12,683,000 | 19,597,000 | 26,271,000 |
| Noninterest income | 261,000 | 814,000 | 1,207,000 | 1,721,000 |
| Noninterest expense | 2,575,000 | 5,110,000 | 8,003,000 | 11,095,000 |
| Provision for loan losses | 0 | 750,000 | 750,000 | 1,250,000 |
| Pretax income | 3,716,000 | 7,637,000 | 12,051,000 | 15,647,000 |
| Income tax | 80,000 | 181,000 | 279,000 | 381,000 |
| Net income | 3,636,000 | 7,456,000 | 11,772,000 | 15,266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,543,000 | 66,395,000 | 68,817,000 | 70,603,000 |