Call reports 2023
PREMIER BANK — 2023
What PREMIER BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 562,073,000 | 565,142,000 | 573,377,000 | 608,281,000 |
| Total loans | 469,624,000 | 488,792,000 | 501,657,000 | 530,838,000 |
| Allowance for loan losses | 8,065,000 | 7,235,000 | 7,274,000 | 7,259,000 |
| Securities available for sale | 47,250,000 | 47,014,000 | 44,389,000 | 52,089,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 478,535,000 | 483,391,000 | 490,550,000 | 503,912,000 |
| Interest-bearing deposits | 407,877,000 | 410,935,000 | 424,286,000 | 426,649,000 |
| Noninterest-bearing deposits | 70,658,000 | 72,456,000 | 66,264,000 | 77,263,000 |
| Equity capital | 76,558,000 | 76,987,000 | 77,483,000 | 81,173,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 7,867,000 | 16,046,000 | 24,801,000 | 33,918,000 |
| Interest expense | 2,444,000 | 5,448,000 | 9,067,000 | 13,110,000 |
| Net interest income | 5,423,000 | 10,598,000 | 15,734,000 | 20,808,000 |
| Noninterest income | 321,000 | 622,000 | 957,000 | 1,553,000 |
| Noninterest expense | 3,115,000 | 5,359,000 | 7,505,000 | 9,829,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,629,000 | 5,861,000 | 9,186,000 | 11,114,000 |
| Income tax | 110,000 | 278,000 | 445,000 | 456,000 |
| Net income | 2,519,000 | 5,583,000 | 8,741,000 | 10,658,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,096,000 | 72,001,000 | 73,945,000 | 74,672,000 |