Call reports 2022
PREMIER BANK — 2022
What PREMIER BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 551,797,000 | 527,724,000 | 552,239,000 | 554,781,000 |
| Total loans | 460,355,000 | 457,302,000 | 463,110,000 | 469,546,000 |
| Allowance for loan losses | 8,046,000 | 8,066,000 | 8,072,000 | 8,076,000 |
| Securities available for sale | 48,360,000 | 48,660,000 | 48,055,000 | 22,234,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 462,427,000 | 446,068,000 | 470,492,000 | 472,579,000 |
| Interest-bearing deposits | 383,823,000 | 368,998,000 | 393,673,000 | 385,827,000 |
| Noninterest-bearing deposits | 78,604,000 | 77,070,000 | 76,819,000 | 86,752,000 |
| Equity capital | 75,505,000 | 70,453,000 | 70,962,000 | 73,875,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,441,000 | 10,936,000 | 17,167,000 | 24,431,000 |
| Interest expense | 612,000 | 1,198,000 | 2,201,000 | 3,875,000 |
| Net interest income | 4,829,000 | 9,738,000 | 14,966,000 | 20,556,000 |
| Noninterest income | 285,000 | 602,000 | 928,000 | 2,095,000 |
| Noninterest expense | 1,556,000 | 3,309,000 | 5,427,000 | 7,530,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,558,000 | 7,031,000 | 10,467,000 | 11,182,000 |
| Income tax | 186,000 | 362,000 | 538,000 | 714,000 |
| Net income | 3,372,000 | 6,669,000 | 9,929,000 | 10,468,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,909,000 | 67,160,000 | 69,195,000 | 68,557,000 |
| Total capital | 76,954,000 | 73,204,000 | 75,368,000 | 74,742,000 |
| Risk-weighted assets | 473,563,000 | 473,472,000 | 483,900,000 | 484,899,000 |