Call reports 2021
PREMIER BANK — 2021
What PREMIER BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 569,702,000 | 553,851,000 | 548,839,000 | 551,675,000 |
| Total loans | 463,165,000 | 453,210,000 | 439,954,000 | 459,056,000 |
| Allowance for loan losses | 8,037,000 | 8,051,000 | 8,055,000 | 8,025,000 |
| Securities available for sale | 49,262,000 | 49,907,000 | 48,658,000 | 50,652,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 470,024,000 | 456,509,000 | 452,449,000 | 457,763,000 |
| Interest-bearing deposits | 402,070,000 | 389,429,000 | 381,421,000 | 376,530,000 |
| Noninterest-bearing deposits | 67,954,000 | 67,080,000 | 71,028,000 | 81,233,000 |
| Equity capital | 70,297,000 | 70,844,000 | 73,199,000 | 74,313,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,948,000 | 11,662,000 | 18,556,000 | 24,530,000 |
| Interest expense | 1,039,000 | 1,953,000 | 2,741,000 | 3,414,000 |
| Net interest income | 4,909,000 | 9,709,000 | 15,815,000 | 21,116,000 |
| Noninterest income | 319,000 | 673,000 | 1,033,000 | 1,484,000 |
| Noninterest expense | 2,036,000 | 4,081,000 | 6,151,000 | 9,024,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,192,000 | 6,305,000 | 10,701,000 | 13,580,000 |
| Income tax | 163,000 | 324,000 | 605,000 | 711,000 |
| Net income | 3,029,000 | 5,981,000 | 10,096,000 | 12,869,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,773,000 | 63,367,000 | 65,971,000 | 67,504,000 |
| Total capital | 68,503,000 | 69,096,000 | 71,806,000 | — |
| Risk-weighted assets | 448,102,000 | 447,986,000 | 456,598,000 | — |