Call reports 2019
PREMIER BANK — 2019
What PREMIER BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 561,020,000 | 567,791,000 | 580,538,000 | 564,246,000 |
| Total loans | 473,326,000 | 483,713,000 | 476,493,000 | 479,518,000 |
| Allowance for loan losses | 6,292,000 | 6,573,000 | 6,878,000 | 6,964,000 |
| Securities available for sale | 40,685,000 | 39,242,000 | 48,831,000 | 56,134,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 453,263,000 | 459,109,000 | 471,249,000 | 457,511,000 |
| Interest-bearing deposits | 391,915,000 | 396,308,000 | 407,903,000 | 387,463,000 |
| Noninterest-bearing deposits | 61,348,000 | 62,801,000 | 63,346,000 | 70,048,000 |
| Equity capital | 62,350,000 | 63,140,000 | 64,849,000 | 66,092,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 7,081,000 | 14,483,000 | 21,971,000 | 29,112,000 |
| Interest expense | 2,123,000 | 4,480,000 | 6,884,000 | 9,472,000 |
| Net interest income | 4,958,000 | 10,003,000 | 15,087,000 | 19,640,000 |
| Noninterest income | 350,000 | 754,000 | 1,197,000 | 1,696,000 |
| Noninterest expense | 1,942,000 | 4,003,000 | 5,968,000 | 7,926,000 |
| Provision for loan losses | 500,000 | 800,000 | 1,100,000 | 1,400,000 |
| Pretax income | 2,869,000 | 5,957,000 | 9,218,000 | 12,022,000 |
| Income tax | 101,000 | 253,000 | 414,000 | 553,000 |
| Net income | 2,768,000 | 5,704,000 | 8,804,000 | 11,469,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,610,000 | 55,174,000 | 56,959,000 | 58,384,000 |
| Total capital | 60,611,000 | 61,345,000 | 63,124,000 | 64,497,000 |
| Risk-weighted assets | 479,838,000 | 486,770,000 | 485,631,000 | 481,286,000 |