Call reports 2018
PREMIER BANK — 2018
What PREMIER BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 522,994,000 | 516,947,000 | 537,962,000 | 552,325,000 |
| Total loans | 463,145,000 | 466,663,000 | 469,395,000 | 469,986,000 |
| Allowance for loan losses | 5,098,000 | 5,276,000 | 5,501,000 | 5,999,000 |
| Securities available for sale | 30,795,000 | 27,501,000 | 27,253,000 | 27,057,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 413,041,000 | 408,239,000 | 430,997,000 | 447,880,000 |
| Interest-bearing deposits | 366,047,000 | 365,462,000 | 371,632,000 | 379,380,000 |
| Noninterest-bearing deposits | 46,994,000 | 42,777,000 | 59,365,000 | 68,500,000 |
| Equity capital | 54,684,000 | 55,302,000 | 56,841,000 | 59,468,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,249,000 | 12,715,000 | 19,418,000 | 26,362,000 |
| Interest expense | 1,273,000 | 2,710,000 | 4,417,000 | 6,206,000 |
| Net interest income | 4,976,000 | 10,005,000 | 15,001,000 | 20,156,000 |
| Noninterest income | 463,000 | 851,000 | 1,365,000 | 1,863,000 |
| Noninterest expense | 1,841,000 | 3,661,000 | 5,670,000 | 7,747,000 |
| Provision for loan losses | 300,000 | 900,000 | 1,400,000 | 1,900,000 |
| Pretax income | 3,298,000 | 6,286,000 | 9,279,000 | 12,355,000 |
| Income tax | -73,000 | 75,000 | 223,000 | 375,000 |
| Net income | 3,371,000 | 6,211,000 | 9,056,000 | 11,980,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,127,000 | 48,793,000 | 50,447,000 | 52,031,000 |
| Total capital | 53,225,000 | 54,069,000 | 55,948,000 | 58,030,000 |
| Risk-weighted assets | 474,271,000 | 482,713,000 | 487,188,000 | 497,167,000 |