Call reports 2017
PREMIER BANK — 2017
What PREMIER BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 369,394,000 | 384,999,000 | 383,698,000 | 514,254,000 |
| Total loans | 336,091,000 | 356,422,000 | 347,217,000 | 457,296,000 |
| Allowance for loan losses | 4,694,000 | 4,484,000 | 4,721,000 | 4,826,000 |
| Securities available for sale | 13,109,000 | 12,371,000 | 12,068,000 | 33,030,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 295,943,000 | 299,555,000 | 306,780,000 | 416,307,000 |
| Interest-bearing deposits | 264,795,000 | 270,257,000 | 275,395,000 | 361,179,000 |
| Noninterest-bearing deposits | 31,148,000 | 29,298,000 | 31,385,000 | 55,128,000 |
| Equity capital | 46,513,000 | 47,433,000 | 48,630,000 | 51,449,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,296,000 | 8,880,000 | 13,633,000 | 18,810,000 |
| Interest expense | 669,000 | 1,456,000 | 2,364,000 | 3,395,000 |
| Net interest income | 3,627,000 | 7,424,000 | 11,269,000 | 15,415,000 |
| Noninterest income | 245,000 | 528,000 | 829,000 | 1,235,000 |
| Noninterest expense | 1,181,000 | 2,306,000 | 3,545,000 | 6,421,000 |
| Provision for loan losses | 105,000 | 510,000 | 810,000 | 3,110,000 |
| Pretax income | 2,587,000 | 5,137,000 | 7,751,000 | 7,127,000 |
| Income tax | 129,000 | 256,000 | 386,000 | 647,000 |
| Net income | 2,458,000 | 4,881,000 | 7,365,000 | 6,480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,103,000 | 45,991,000 | 47,196,000 | 45,509,000 |
| Total capital | 49,540,000 | 50,475,000 | 51,812,000 | 50,335,000 |
| Risk-weighted assets | 354,739,000 | 375,687,000 | 369,142,000 | 474,343,000 |