Call reports 2016
PREMIER BANK — 2016
What PREMIER BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 347,506,000 | 343,751,000 | 365,563,000 | 362,672,000 |
| Total loans | 313,014,000 | 317,929,000 | 313,192,000 | 323,232,000 |
| Allowance for loan losses | 4,287,000 | 4,375,000 | 4,464,000 | 4,572,000 |
| Securities available for sale | 6,923,000 | 7,371,000 | 10,586,000 | 14,172,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 278,754,000 | 274,878,000 | 295,627,000 | 292,031,000 |
| Interest-bearing deposits | 252,815,000 | 247,668,000 | 263,977,000 | 255,070,000 |
| Noninterest-bearing deposits | 25,939,000 | 27,210,000 | 31,650,000 | 36,961,000 |
| Equity capital | 41,970,000 | 42,016,000 | 42,862,000 | 44,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,987,000 | 7,921,000 | 11,986,000 | 16,089,000 |
| Interest expense | 546,000 | 1,147,000 | 1,779,000 | 2,432,000 |
| Net interest income | 3,441,000 | 6,774,000 | 10,207,000 | 13,657,000 |
| Noninterest income | 222,000 | 487,000 | 805,000 | 1,095,000 |
| Noninterest expense | 1,121,000 | 2,231,000 | 3,408,000 | 4,524,000 |
| Provision for loan losses | 105,000 | 280,000 | 385,000 | 490,000 |
| Pretax income | 2,437,000 | 4,743,000 | 7,212,000 | 9,731,000 |
| Income tax | 121,000 | 236,000 | 359,000 | 492,000 |
| Net income | 2,316,000 | 4,507,000 | 6,853,000 | 9,239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,495,000 | 40,522,000 | 41,377,000 | 42,647,000 |
| Total capital | 44,473,000 | 44,526,000 | 45,389,000 | 46,950,000 |
| Risk-weighted assets | 317,925,000 | 319,926,000 | 320,535,000 | 343,965,000 |