Call reports 2015
PREMIER BANK — 2015
What PREMIER BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 302,321,000 | 313,023,000 | 327,627,000 | 335,377,000 |
| Total loans | 275,403,000 | 294,545,000 | 293,428,000 | 305,820,000 |
| Allowance for loan losses | 3,974,000 | 4,050,000 | 4,160,000 | 4,179,000 |
| Securities available for sale | 10,323,000 | 8,102,000 | 7,740,000 | 7,442,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,457,000 | 246,853,000 | 262,364,000 | 270,296,000 |
| Interest-bearing deposits | 212,739,000 | 219,800,000 | 234,393,000 | 236,236,000 |
| Noninterest-bearing deposits | 27,718,000 | 27,053,000 | 27,971,000 | 34,060,000 |
| Equity capital | 38,292,000 | 38,356,000 | 39,460,000 | 39,629,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,526,000 | 7,182,000 | 10,977,000 | 14,798,000 |
| Interest expense | 439,000 | 910,000 | 1,409,000 | 1,924,000 |
| Net interest income | 3,087,000 | 6,272,000 | 9,568,000 | 12,874,000 |
| Noninterest income | 194,000 | 422,000 | 644,000 | 878,000 |
| Noninterest expense | 1,030,000 | 2,096,000 | 3,210,000 | 4,317,000 |
| Provision for loan losses | 75,000 | 150,000 | 255,000 | 360,000 |
| Pretax income | 2,176,000 | 4,472,000 | 6,771,000 | 9,096,000 |
| Income tax | 133,000 | 248,000 | 362,000 | 463,000 |
| Net income | 2,043,000 | 4,224,000 | 6,409,000 | 8,633,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,781,000 | 36,902,000 | 37,985,000 | 38,180,000 |
| Total capital | 40,419,000 | 40,720,000 | 41,787,000 | 42,035,000 |
| Risk-weighted assets | 290,755,000 | 305,256,000 | 303,812,000 | 308,068,000 |