Call reports 2014
PREMIER BANK — 2014
What PREMIER BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 295,950,000 | 288,700,000 | 297,824,000 | 305,490,000 |
| Total loans | 258,904,000 | 261,256,000 | 258,700,000 | 277,710,000 |
| Allowance for loan losses | 3,835,000 | 3,851,000 | 3,884,000 | 3,882,000 |
| Securities available for sale | 16,727,000 | 10,819,000 | 10,605,000 | 10,542,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,768,000 | 231,220,000 | 238,968,000 | 239,256,000 |
| Interest-bearing deposits | 212,937,000 | 205,872,000 | 212,288,000 | 203,799,000 |
| Noninterest-bearing deposits | 25,831,000 | 25,348,000 | 26,680,000 | 35,457,000 |
| Equity capital | 33,697,000 | 33,862,000 | 35,071,000 | 36,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,489,000 | 6,975,000 | 10,437,000 | 13,955,000 |
| Interest expense | 445,000 | 898,000 | 1,351,000 | 1,807,000 |
| Net interest income | 3,044,000 | 6,077,000 | 9,086,000 | 12,148,000 |
| Noninterest income | 204,000 | 426,000 | 646,000 | 892,000 |
| Noninterest expense | 1,121,000 | 2,238,000 | 3,352,000 | 4,389,000 |
| Provision for loan losses | 75,000 | 150,000 | 175,000 | 175,000 |
| Pretax income | 2,058,000 | 4,122,000 | 6,230,000 | 8,501,000 |
| Income tax | 103,000 | 206,000 | 311,000 | 433,000 |
| Net income | 1,955,000 | 3,916,000 | 5,919,000 | 8,068,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,326,000 | 32,365,000 | 33,575,000 | 34,729,000 |
| Total capital | 35,720,000 | 35,780,000 | 36,969,000 | 38,374,000 |
| Risk-weighted assets | 271,088,000 | 272,769,000 | 271,063,000 | 291,380,000 |