Call reports 2013
PREMIER BANK — 2013
What PREMIER BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 277,453,000 | 278,202,000 | 284,365,000 | 291,245,000 |
| Total loans | 239,413,000 | 247,440,000 | 245,719,000 | 254,578,000 |
| Allowance for loan losses | 3,498,000 | 3,603,000 | 3,691,000 | 3,682,000 |
| Securities available for sale | 18,560,000 | 18,076,000 | 19,458,000 | 18,525,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,244,000 | 220,419,000 | 229,107,000 | 231,474,000 |
| Interest-bearing deposits | 205,788,000 | 196,366,000 | 201,611,000 | 198,408,000 |
| Noninterest-bearing deposits | 17,456,000 | 24,053,000 | 27,496,000 | 33,066,000 |
| Equity capital | 30,718,000 | 30,529,000 | 31,558,000 | 32,319,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,294,000 | 6,662,000 | 10,107,000 | 13,517,000 |
| Interest expense | 473,000 | 955,000 | 1,428,000 | 1,888,000 |
| Net interest income | 2,821,000 | 5,707,000 | 8,679,000 | 11,629,000 |
| Noninterest income | 219,000 | 452,000 | 677,000 | 906,000 |
| Noninterest expense | 981,000 | 1,883,000 | 2,856,000 | 3,985,000 |
| Provision for loan losses | 105,000 | 210,000 | 295,000 | 370,000 |
| Pretax income | 1,954,000 | 4,078,000 | 6,219,000 | 8,236,000 |
| Income tax | 93,000 | 196,000 | 303,000 | 423,000 |
| Net income | 1,861,000 | 3,882,000 | 5,916,000 | 7,813,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,002,000 | 29,140,000 | 30,176,000 | 31,089,000 |
| Total capital | 32,123,000 | 32,395,000 | 33,423,000 | 34,436,000 |
| Risk-weighted assets | 249,292,000 | 260,079,000 | 259,350,000 | 267,386,000 |