Call reports 2012
PREMIER BANK — 2012
What PREMIER BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 243,884,000 | 250,160,000 | 261,285,000 | 273,092,000 |
| Total loans | 214,962,000 | 222,701,000 | 220,532,000 | 237,240,000 |
| Allowance for loan losses | 2,917,000 | 3,041,000 | 3,243,000 | 3,373,000 |
| Securities available for sale | 15,920,000 | 15,220,000 | 16,215,000 | 17,634,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,305,000 | 199,214,000 | 210,358,000 | 220,038,000 |
| Interest-bearing deposits | 169,086,000 | 177,638,000 | 186,001,000 | 185,142,000 |
| Noninterest-bearing deposits | 22,219,000 | 21,576,000 | 24,357,000 | 34,896,000 |
| Equity capital | 27,245,000 | 27,591,000 | 28,217,000 | 29,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,111,000 | 6,278,000 | 9,558,000 | 12,859,000 |
| Interest expense | 584,000 | 1,140,000 | 1,669,000 | 2,171,000 |
| Net interest income | 2,527,000 | 5,138,000 | 7,889,000 | 10,688,000 |
| Noninterest income | 279,000 | 555,000 | 821,000 | 1,124,000 |
| Noninterest expense | 875,000 | 1,759,000 | 3,275,000 | 4,665,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 420,000 |
| Pretax income | 1,879,000 | 3,800,000 | 5,221,000 | 6,828,000 |
| Income tax | 89,000 | 184,000 | 254,000 | 404,000 |
| Net income | 1,790,000 | 3,616,000 | 4,967,000 | 6,424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,461,000 | 25,843,000 | 26,447,000 | 27,336,000 |
| Total capital | 28,378,000 | 28,884,000 | 29,574,000 | 30,431,000 |
| Risk-weighted assets | 239,251,000 | 249,303,000 | 250,015,000 | 247,347,000 |