Call reports 2011
PREMIER BANK — 2011
What PREMIER BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 224,544,000 | 223,390,000 | 236,089,000 | 236,456,000 |
| Total loans | 185,874,000 | 192,312,000 | 190,056,000 | 204,574,000 |
| Allowance for loan losses | 2,864,000 | 2,842,000 | 2,839,000 | 2,896,000 |
| Securities available for sale | 18,652,000 | 20,254,000 | 18,396,000 | 17,097,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,225,000 | 176,644,000 | 188,388,000 | 188,095,000 |
| Interest-bearing deposits | 161,166,000 | 159,026,000 | 164,694,000 | 157,790,000 |
| Noninterest-bearing deposits | 17,059,000 | 17,618,000 | 23,694,000 | 30,305,000 |
| Equity capital | 23,622,000 | 23,907,000 | 24,849,000 | 25,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,916,000 | 5,848,000 | 8,830,000 | 11,863,000 |
| Interest expense | 685,000 | 1,366,000 | 2,040,000 | 2,669,000 |
| Net interest income | 2,231,000 | 4,482,000 | 6,790,000 | 9,194,000 |
| Noninterest income | 195,000 | 420,000 | 683,000 | 955,000 |
| Noninterest expense | 814,000 | 1,670,000 | 2,508,000 | 3,461,000 |
| Provision for loan losses | 70,000 | 175,000 | 280,000 | 385,000 |
| Pretax income | 1,542,000 | 3,091,000 | 4,763,000 | 6,381,000 |
| Income tax | 81,000 | 158,000 | 241,000 | 321,000 |
| Net income | 1,461,000 | 2,933,000 | 4,522,000 | 6,060,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,990,000 | 21,999,000 | 22,970,000 | 23,889,000 |
| Total capital | 24,566,000 | 24,657,000 | 25,655,000 | 26,716,000 |
| Risk-weighted assets | 205,823,000 | 212,426,000 | 214,669,000 | 226,086,000 |