Call reports 2010
PREMIER BANK — 2010
What PREMIER BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 204,771,000 | 204,690,000 | 215,356,000 | 220,760,000 |
| Total loans | 172,136,000 | 181,183,000 | 179,754,000 | 186,863,000 |
| Allowance for loan losses | 2,505,000 | 2,578,000 | 2,651,000 | 2,745,000 |
| Securities available for sale | 14,923,000 | 14,036,000 | 13,179,000 | 19,318,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,450,000 | 157,803,000 | 170,463,000 | 175,731,000 |
| Interest-bearing deposits | 136,380,000 | 143,314,000 | 154,926,000 | 152,232,000 |
| Noninterest-bearing deposits | 25,070,000 | 14,489,000 | 15,537,000 | 23,499,000 |
| Equity capital | 20,584,000 | 21,048,000 | 21,959,000 | 22,385,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,762,000 | 5,667,000 | 8,574,000 | 11,473,000 |
| Interest expense | 761,000 | 1,540,000 | 2,306,000 | 3,052,000 |
| Net interest income | 2,001,000 | 4,127,000 | 6,268,000 | 8,421,000 |
| Noninterest income | 167,000 | 408,000 | 677,000 | 1,023,000 |
| Noninterest expense | 742,000 | 1,555,000 | 2,354,000 | 3,230,000 |
| Provision for loan losses | 100,000 | 205,000 | 310,000 | 415,000 |
| Pretax income | 1,334,000 | 2,783,000 | 4,289,000 | 5,807,000 |
| Income tax | 75,000 | 145,000 | 220,000 | 304,000 |
| Net income | 1,259,000 | 2,638,000 | 4,069,000 | 5,503,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,623,000 | 19,014,000 | 19,938,000 | 20,802,000 |
| Total capital | 20,956,000 | 21,451,000 | 22,420,000 | 23,387,000 |
| Risk-weighted assets | 186,503,000 | 194,804,000 | 198,409,000 | 206,605,000 |