Call reports 2009
PREMIER BANK — 2009
What PREMIER BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 181,435,000 | 189,020,000 | 187,457,000 | 195,137,000 |
| Total loans | 151,069,000 | 160,069,000 | 160,446,000 | 167,725,000 |
| Allowance for loan losses | 2,046,000 | 2,245,000 | 2,394,000 | 2,398,000 |
| Securities available for sale | 18,715,000 | 18,621,000 | 16,743,000 | 15,807,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,223,000 | 141,911,000 | 146,386,000 | 150,697,000 |
| Interest-bearing deposits | 131,665,000 | 128,181,000 | 133,586,000 | 133,357,000 |
| Noninterest-bearing deposits | 12,558,000 | 13,730,000 | 12,800,000 | 17,340,000 |
| Equity capital | 18,265,000 | 18,369,000 | 19,098,000 | 19,591,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,657,000 | 5,372,000 | 8,089,000 | 10,824,000 |
| Interest expense | 1,016,000 | 2,000,000 | 2,893,000 | 3,713,000 |
| Net interest income | 1,641,000 | 3,372,000 | 5,196,000 | 7,111,000 |
| Noninterest income | 181,000 | 354,000 | 539,000 | 737,000 |
| Noninterest expense | 694,000 | 1,566,000 | 2,312,000 | 3,124,000 |
| Provision for loan losses | 118,000 | 320,000 | 523,000 | 723,000 |
| Pretax income | 1,010,000 | 1,854,000 | 2,936,000 | 4,037,000 |
| Income tax | 50,000 | 91,000 | 155,000 | 220,000 |
| Net income | 960,000 | 1,763,000 | 2,781,000 | 3,817,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,266,000 | 16,412,000 | 17,028,000 | 17,633,000 |
| Total capital | 18,278,000 | 18,539,000 | 19,178,000 | 19,894,000 |
| Risk-weighted assets | 160,915,000 | 170,069,000 | 171,719,000 | 180,706,000 |