Call reports 2007
PREMIER BANK — 2007
What PREMIER BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 162,741,000 | 158,052,000 | 162,351,000 | 168,493,000 |
| Total loans | 131,468,000 | 134,090,000 | 134,769,000 | 137,556,000 |
| Allowance for loan losses | 1,904,000 | 2,032,000 | 2,062,000 | 2,081,000 |
| Securities available for sale | 15,097,000 | 15,305,000 | 16,460,000 | 18,827,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,194,000 | 124,477,000 | 127,604,000 | 133,806,000 |
| Interest-bearing deposits | 119,060,000 | 113,803,000 | 116,338,000 | 116,356,000 |
| Noninterest-bearing deposits | 11,134,000 | 10,674,000 | 11,266,000 | 17,450,000 |
| Equity capital | 14,358,000 | 14,484,000 | 15,137,000 | 15,590,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,866,000 | 5,827,000 | 8,844,000 | 11,812,000 |
| Interest expense | 1,524,000 | 3,119,000 | 4,721,000 | 6,279,000 |
| Net interest income | 1,342,000 | 2,708,000 | 4,123,000 | 5,533,000 |
| Noninterest income | 138,000 | 294,000 | 477,000 | 646,000 |
| Noninterest expense | 672,000 | 1,332,000 | 1,972,000 | 2,690,000 |
| Provision for loan losses | 60,000 | 100,000 | 130,000 | 160,000 |
| Pretax income | 748,000 | 1,570,000 | 2,498,000 | 3,328,000 |
| Income tax | 37,000 | 77,000 | 122,000 | 164,000 |
| Net income | 711,000 | 1,493,000 | 2,376,000 | 3,164,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,863,000 | 13,093,000 | 13,596,000 | 13,980,000 |
| Total capital | 14,605,000 | 14,857,000 | 15,394,000 | 15,802,000 |
| Risk-weighted assets | 139,163,000 | 140,891,000 | 143,546,000 | 145,508,000 |