Call reports 2006
PREMIER BANK — 2006
What PREMIER BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 143,066,000 | 145,949,000 | 150,513,000 | 155,783,000 |
| Total loans | 118,034,000 | 124,086,000 | 127,301,000 | 131,671,000 |
| Allowance for loan losses | 1,668,000 | 1,729,000 | 1,787,000 | 1,840,000 |
| Securities available for sale | 12,300,000 | 13,025,000 | 13,085,000 | 13,505,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,544,000 | 106,785,000 | 114,888,000 | 121,222,000 |
| Interest-bearing deposits | 102,187,000 | 96,632,000 | 103,694,000 | 106,593,000 |
| Noninterest-bearing deposits | 10,357,000 | 10,153,000 | 11,194,000 | 14,629,000 |
| Equity capital | 13,149,000 | 13,000,000 | 13,627,000 | 13,941,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,306,000 | 4,768,000 | 7,460,000 | 10,255,000 |
| Interest expense | 1,061,000 | 2,237,000 | 3,618,000 | 5,102,000 |
| Net interest income | 1,245,000 | 2,531,000 | 3,842,000 | 5,153,000 |
| Noninterest income | 106,000 | 240,000 | 391,000 | 545,000 |
| Noninterest expense | 634,000 | 1,309,000 | 1,945,000 | 2,645,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 657,000 | 1,337,000 | 2,103,000 | 2,808,000 |
| Income tax | 32,000 | 65,000 | 102,000 | 137,000 |
| Net income | 625,000 | 1,272,000 | 2,001,000 | 2,671,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,608,000 | 11,353,000 | 12,160,000 | 12,477,000 |
| Total capital | 13,141,000 | 12,956,000 | 13,841,000 | 14,203,000 |
| Risk-weighted assets | 122,530,000 | 128,107,000 | 134,349,000 | 137,966,000 |